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Sometimes it’s the house.Sometimes it’s us.
What happened at your place?
Your story could become next week’s NITU comic.
This Week’s Top Oops
Last week’s most-reacted stories, now starring Nitu.
Read stories. React. Pick next week’s comics.
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Homeowner stories
Run the numbers.
Before you make the move.
Free tools to compare homes, understand real monthly costs,
and find a home that fits your life.
First-Time Home Buyer Tools
Three homes. One real-life decision.
Compare the homes you’re considering with your money and your time. Start with two homes. Add a third if you like.
What changes in your life?
Monthly home cost includes principal, interest, estimated tax, assessments, insurance, HOA, PMI when applicable, and an upkeep reserve. Real monthly life cost adds your entered driving estimate and other recurring costs. Add utilities, parking and tolls yourself; costs left at zero are not included. Cash estimate includes the down payment, closing-cost allowance and your initial repairs/moving budget; extra reserves may be needed. Commute estimates use your entered round-trip time and days per week, with 52 weeks per year.
My saved home comparisons
Rent vs. buy + real life
The monthly payment is only part of the picture.
Fine-tune the assumptions ＋
Illustrative planning estimates, not a quote or financial advice. Adjust the assumptions to match the property.
New price? Different neighborhood? New plan?
Your next decision doesn’t have to start from zero.
What you NITU know before your next move.
Latest knowledge,
made practical.
A New Way to Learn About U.S. Real Estate
first home buyer
If Flying Cars Ever Actually Happen, Should You Buy the Cheap House Far From Work?
Tesla just showed off a Roadster that can briefly take off. Before anyone recalculates their commute math, here's what actually happened, how far "flying car" tech really is from a daily commute, and why the neighborhood still matters more than the vehicle.
Home Owner
Home Warranty vs. Homeowners Insurance: What's Actually Covered?
A home warranty and a homeowners insurance policy sound like they overlap, and they almost never do. Here's exactly where one stops and the other starts, with a real burst-pipe example showing both at work.
Home Owner
California's Homeowners' Exemption: What It Actually Saves You, and the Scam Copying It
A $7,000 property tax break that only takes one form, one time, to claim, why most owners who qualify never apply for it, and the fake version currently making the rounds in California.